You can’t guarantee what might happen in the future, but you can plan for it. Always consider ways to get rid of risk in the event that you lose your ability to work, fall sick or die. There are many long-term insurance products you can consider like life cover, funeral policy, retrenchment, income or disability cover.
The importance, however, is that they are suited to your lifestyle. Start by looking at the benefits and insurance options provided to you by your employer – do they have cover that protects you in the event of an injury that may or may not leave you disabled.
If so, it’s great to take advantage of this benefit which your employer also contributes towards.
