The right time to start saving towards your retirement is as early as possible. Consider a pension fund, provident fund, and retirement annuity too. These will help ensure that you don’t run out of money during retirement. Retirement funds have the added bonus of a tax rebate.
Financial freedom does not just happen on its own, you must take intentional steps to ensure that your finances are well managed. Appropriate independent and qualified financial advice should be obtained before making any decisions and actions in relation to your finances.