Eligible entrants
The competition is only valid to South African citizens and persons 18 years of age and
older. Non-South African citizens are not eligible to enter the competition.
Employees, agents, agencies and the family of employees of RMA are excluded from
entering the competition.

Number of permitted entries
Please note there is no limit to entries and all participants can enter multiple times for the
duration of the competition period.

How to enter the competition
In order to enter the competition participants need to dial the provided USSD string
(*134*105#) and follow the prompts that follow. Participants will be required to answer a
short list of questions in order to stand a chance to win. The competition mechanic will only
be in the form of a USSD string.

Costs related to the competition.
Participants will not be charged airtime or data to participate in the competition.
The competition period
The competition is valid from 15 January 2024 until 31 January 2024. Any entries received
after the closing date will not be considered.

The prize details
The competition winners will be awarded with a R500.00 shopping voucher. The total value
of the vouchers up for grabs is R55 000.00. Participants will be informed within 7 – 14
working days by SMS should they be selected as one of the winners – only the winners will
be contacted. The agents will attempt to contact the winners three and in the event that a
winning participant not contactable the competition organisers reserve the right to select a
new winner. The competition judges will conduct a redraw or select from a shortlist.
Competition winners will be announced on selected community radio stations and social
media on a weekly basis for transparency. As per the POPI act compliance requirements the
winners will only be called out by name.
It is a prerequisite that if an entrant is selected as the winner of the competition that they
agree to be involved in promoting the competition, including being agreeing that competition
organisers can use their name and likeness for the purpose of announcing the winner to the
public and in any articles or social media posts promoting the competition.

Disqualifying entrants
Entrants will be disqualified if they breach the competition terms and conditions, such as
cheating to win the competition by having an unfair advantage or if they act in a way that
infringes a third party’s intellectual property (IP).

1. The below are disclaimers that are included in the terms:
2. The entrant acknowledges and agrees that if the Prize or Promotion Prize is
unavailable, for whatever reason, the Promoter reserves the right to substitute the
prize for a prize of equal or greater value, subject to State and Territory legislation.
3. The Promoter reserves the right to conduct a redraw in the event that an entrant,
claiming to be a winner or qualifier, is unable to satisfy the terms or has breached the
4. The Promoter has no responsibility to accept late, lost or misdirected entries.
5. Prize-winners acknowledge that tax implications may arise from their prize winnings,
and they should seek independent financial advice prior to acceptance of that prize.
6. Standard terms and conditions apply.

Rules and regulations
A copy of these rules can be obtained from the Moneycare website at

1. Failure to claim the Prize or a refusal or inability to required documentation or comply
with any of the competition requirements within 1 month will disqualify the winner and
a new winner will be drawn in terms of these rules.

2. Rand Mutual Assurance and Moneycare shall not be responsible for any lost,
damaged, delayed, incorrect or incomplete entries for any reason whatsoever. Proof
of sending will not be accepted as proof of receipt.
3. The Promoter shall not be responsible for the failure of any technical element relating
to this promotion that may result in an entry not being successfully submitted.

4. Responsibility is not accepted for entries lost, damaged or delayed as a result of any
network, computer or cell phone hardware or software failure of any kind. Proof of
sending will not be accepted as proof of receipt.

5. The Promoter reserves the right to disqualify any claim if fraud or cheating is
suspected, including without limitation, through the manipulation of code or otherwise
frequently falsifying data.

6. No applications from agents, third parties, organised groups or applications
automatically generated by computer will be accepted. No incomplete or corrupted
entries will be accepted. Entries will only be accepted if they comply with all entry

7. Any attempt to use multiple cell phone details or other tactics to enter more than the
stated limit may result in disqualification and all associated entries and/or votes will
be void.
8. Entries or votes generated by script, macro, bot, commercial contest subscription,
incentives or other means not sponsored by the Promoter, vote-swapping sites,
voting software, entering service sites or any other automated means and entries or
votes by any means that subvert the entry/voting process or do not conform to the
terms or spirit of these competition rules, will void the entry/votes and may disqualify
the entrant.

9. The Promoter shall have the right to change or terminate the promotional competition
immediately and without notice, if deemed necessary in its opinion and if
circumstances arise outside of their control. In the event of such change or
termination, all participants agree to waive any rights that they have in respect of this
promotional competition and acknowledge that they will have no recourse against the
Promoter or its agents.

10. In the event that the Prize is not available despite the Promoter’s reasonable
endeavours to procure the Prize, the Promoter reserves the right to substitute the
Prize of equal value.

11. Neither the Promoter, its agents, its associated companies, nor any directors, officers
or employees of such, shall be liable for any loss or damage, whether direct, indirect,
consequential or otherwise arising from any cause whatsoever, which may be
suffered by the participant or the Winner.
12. The competition judges’ decision is final and no correspondence will be entered into.

13. Participation in the promotional competition constitutes acceptance of the
promotional competition rules and participants agree to abide by the rules.
14. This promotional competition is in no way sponsored, endorsed or administered by,
or associated with Telkom, MTN, Vodacom and Cell C and the participants
acknowledge that they are providing information to the Promoter and its agents only
and not to telephone networks.

15. All participants in this competition release Telkom, MTN, Vodacom and Cell C from all
liabilities and claims arising out of or in connection with this competition and these
terms and conditions.

16. The Promoter reserves the right to delete any information uploaded by a participant
which the Promoter, in its absolute discretion, believes is illegal, obscene, offensive
or defamatory, or infringes the intellectual property rights of a third party, or is
otherwise inappropriate for a campaign designed for mass audience entertainment.