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Education is power.Empower yourself with the below list of government initiatives that can help you on your journey to a better tomorrow. Youth Development:http://www.nyda.gov.za/https://lovelife.org.zahttps://www.westerncape.gov.za/youth-cafe/youth-caf Financial...
Did you know that depending on where you live and how much electricity you buy, you could pay 2 different prices in the same month? ESKOM charges different prices for electricity in what are called “Blocks” . There are 2 Blocks. A single Block is a certain...
The right time to start saving towards your retirement is as early as possible. Consider a pension fund, provident fund, and retirement annuity too. These will help ensure that you don’t run out of money during retirement. Retirement funds have the added bonus of a...
You can’t guarantee what might happen in the future, but you can plan for it. Always consider ways to get rid of risk in the event that you lose your ability to work, fall sick or die. There are many long-term insurance products you can consider like life cover,...
The world of investing can be intimidating but it has great benefits. The earlier you start to invest, the better. There is a big misunderstanding between saving and investing. They are very different. Saving is keeping money with the intention of using it anytime...
By setting financial goals, you eliminate the risk of upgrading your lifestyle in a way that stops you from saving or investing your excess money. Affording something on paper does not necessarily mean that you should make it a part of your lifestyle. Some tips: set...
Before making any major decisions on how you spend, save, or invest your money, it is a good idea to work out its current value, future value, and the potential compounded interest you could earn. This means that the money you are keeping under your mattress for a...
The key to a debt-free life all depends on how you control your spending. A monthly budget helps keep track of all your costs and stops you from unnecessary spending and opens you up to extra cash flow which makes it easier to pay off your debts faster